Grow Your Business
BNMC has partnered with Kiva, a community-backed crowd funding Platform to provide a new funding resource for small businesses in Buffalo.
What is Kiva?
Kiva is a community-backed crowdfunding platform that allows small businesses to receive a loan at 0% interest for up to three years with no fees.
You read that correctly. There’s no catch. Kiva is a non-profit organization dedicated to expanding access to capital.
Kiva is a trusted BNMC Partner.
Kiva funds borrowers with loans ranging in size from
$1,000 – $15,000
At an interest rate of
Zero
For loan terms of
12 to 36
months.
Loans do not have barriers like credit score and other hurdles found with traditional loans
BNMC & Kiva
BNMC is a Kiva Trustee partner, we can work with you to fast-track and endorse your application, if appropriate. To learn more please contact Capital Access Manager, Kyria Stephens at buffalo@local.kiva.org or kstephens@bnmc.org
Loan Range
A borrower’s starting loan range will be determined by the following:
- Debt to income ratio – amount of monthly income that goes toward paying off monthly debt
- Proof of separate bank accounts for business and personal finances
- Government-issued business proof, this can be local, state, or federal.
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